TRUST BEYOND DEPOSIT INSURANCE: LOYALTY IN COMMUNITY-BASED ISLAMIC MICROFINANCE. Efektif : Jurnal Bisnis dan Ekonomi, [S. l.], v. 17, n. 1, p. 34–46, 2026. DOI: 10.37159/Efektif2026.Vol17.No1.003. Disponível em: https://jurnalefektif.janabadra.ac.id/index.php/ojs/article/view/64.. Acesso em: 24 aug. 2026.